Frequently asked questions
Personal Protection
These are common questions that can be answered during our free, no-obligation consultation. If you have the same or similar questions, we can get them answered for you!
Auto Protection
- What happens if someone is hurt in an accident that I cause?
- How does my deductible work?
- What is the state minimum liablity coverage?
- What is Replacement Cost?
- How much liability coverage should I have?
- Do I have to add my 16 year old to my policy?
Home Protection
- What happens if someone is hurt at my house?
- How does my deductible work?
- What is the difference between Guaranteed Replacement Cost and Replacement Cost with a cap?
- Is my finished basement covered?
- Do I need a home inventory?
- How does Liablility Coverage work?
- Should I insure my jewelry?
Umbrella Protection
- What happens if I am sued for a car accident I cause?
- What happens if I slander someone?
- What happens if someone slips at my house and I do not have enough Home Liability?
- How do I determine the limits of my Umbrella?
Disability Protection
- What happens your paycheck is stopped due to a disability?
- How does Disability Insurance work?
- Is it expensive?
- I have at work, is that enough?
Life Insurance
- What is the difference between Term and Permanent?
- How much Life Insurance should I have?
- What if I already have through work?
- Should I buy Term and Invest the difference?
Health Insurance
- What is Major Medical?
- What is Short Term Medical?
- What is Long Term Care Insurance?
- What is Medicare Supplement?
- HSA Plans?
- What are Group Medical plans?
Business Protection
These are common questions that can be answered during our free, no-obligation consultation. If you have the same or similar questions, we can get them answered for you!
General Liability
- How much Liability should my business carry?
- What if I am sued?
- If I lease space, do I need General Liability?
Commercial Auto
- How much Liability do I need?
- Are the contents I delivery covered?
- Can my employees use their cars to run errands?
Property Protection
- How much Business Property should my business carry?
- If I own the building do I need Business Property?
- If I lease space, do I need Business Property Insurance?
Worker's Compensation
- I have no employees, do I need Worker's Comp?
- How is my rate determined?
- My employees are contractors, do I still need?
Wealth Management
These are common questions that can be answered during our free, no-obligation consultation. If you have the same or similar questions, we can get them answered for you!
Retirement Solutions
- When should I start saving?
- What type of plan should I use?
Savings and Growth
- How do I invest?
- What's the best plan for me?